Boost ya Biashara Loan| How to apply for a Boost ya Biashara Loan

Category: Business & Economy

How to Apply for a Boost Ya Biashara Loan and Why It’s Important for Business Owners

Starting and managing a successful business requires a blend of strategic planning, financial management, and access to capital. Whether you're a new business owner or have been in the game for years, access to financing can make a huge difference in your ability to grow and thrive.

One excellent option for entrepreneurs in Kenya is the *Boost Ya Biashara Loan*, an overdraft(Fuliza ya Biashara) financial service designed to support small and medium-sized enterprises (SMEs).

This loan is offered by Safaricom through M-Pesa, and it aims to provide business owners with the funds they need to keep their operations running smoothly and expand their businesses.

Why the Boost Ya Biashara Loan is Crucial for Business Owners

Access to a Boost Ya Biashara Loan is a game-changer for many businesses in Kenya. Here’s why:

1. Convenience and Speed: One of the standout features of the Boost Ya Biashara loan is its ease of access. Business owners can apply for the loan directly from their mobile phone, making the process fast and convenient. Instead of dealing with long paperwork or waiting for approval from banks, you can get the capital you need quickly.

2. Improves Cash Flow: Running a business often means dealing with irregular cash flow. A Boost Ya Biashara loan can help ease the burden of paying for stock, equipment, or operational expenses when funds are low.

3. Empowers Growth: Whether you want to expand your business, launch new products, or reach more customers, the Boost Ya Biashara loan can help you fund these initiatives. With access to this loan, your business has the flexibility to grow at your pace.

4. Support for SMEs: Small and medium businesses form the backbone of the Kenyan economy. With the Boost Ya Biashara loan, Safaricom is helping empower these businesses by providing affordable, accessible financial support to keep them going and growing.

Requirements for Boost Ya Biashara Loan

To apply for the Boost Ya Biashara loan, there are a few key requirements to keep in mind:

- Active Till Number: To apply for the loan, you must have an active till number registered under your business. This is important for verifying your business and ensuring the loan is linked directly to the correct entity.
- M-Pesa Business Account: You must also have a registered M-Pesa business account to be eligible for the loan. This account will be used to facilitate the loan application and disbursement process.

Step-by-Step Guide on How to Apply for a Boost Ya Biashara Loan

There are two simple ways to apply for the Boost Ya Biashara loan, depending on your preference.

Method 1: Using the *234# Menu

1. Dial *234# from your nominated till number.
2. Enter Your Store or Head Office Number linked to your till number.
3. Choose Option 3, labeled as "Boost Ya Biashara."
4. Opt-In by selecting the appropriate option to activate your loan feature.

Method 2: Using the M-Pesa Business App

1. Download the M-Pesa Business App from the Google Playstore if you haven’t already installed it.
2. Sign In** using your business credentials.
3. Enter Your Store or Till Number for the loan activation.
4. Once your account is activated, look for the Boost Icon and click on it.
5. Sign In using your till PIN to complete the loan application process.


The Boost Ya Biashara loan is an excellent tool for business owners who need quick access to capital for growth or operational needs. With a simple application process and accessible funding, it offers convenience and support to entrepreneurs across Kenya. By following the simple steps outlined above, you can easily apply for this loan and take your business to the next level. Don't let financial constraints hold your business back – get started with Boost Ya Biashara today!

Published on: 2025-02-04 11:36:28